Boat & Watercraft Insurance in Massachusetts & New England



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Boat insurance Massachusetts (MA), Connecticut (CT), Maine (ME), New Hampshire (NH), Vermont (VT) and Rhode Island (RI).

You wouldn't ask your local auto mechanic to perform the annual maintenance on your boat. Why trust insuring it to an agent who specializes only in home and auto insurance?

Most insurance agents represent multiple home and auto insurance companies so that they can offer you a choice of coverage and pricing options. However most insurance agency's don't have access to multiple marine insurance companies offering you those same options for marine insurance as well.

In the picture above, some will see a sunrise, others a sunset, depending on when they're on the water and for what purpose. You might be heading out of the harbor at 4:30 am headed for George's Bank in search of Tuna, or you might be slipping into the bindings of your wake-board for the day's last run, enjoying a sunset sail or going full tilt heading for the weigh in at a high stakes bass tournament.

Every boater's needs are different. Whether your boat is gas, diesel, electric, wind or solar powered, Fitts Insurance provides tailored boat insurance coverage to meet your unique needs. Conveniently located in Southborough, Massachusetts, we have access to all of the top marine markets. We'll do the shopping for you to find the right coverage at the most competitive price.

Basic Marine Coverages should include:

Yacht & power boat insurance in New England
  • Physical Damage
  • Protection and Indemnity Liability
  • Pollution Liability
  • Medical Payments
  • Trailer Coverage
  • Personal Property Coverage
  • Uninsured Boats
  • Towing and Emergency Assistance

Benefits of our professional angler and charter boat coverages include:

  • Professional Angler Liability Coverage
  • Dockside Liability Coverage
  • Shoreside Liability
  • Tournament Fee Reimbursement
  • No Storm Deductible for boats under 26’
  • $2,500 in fishing equipment coverage is included
  • No mileage restriction for trailering your boat
  • Up to $2,000,000 limits of liability coverage is available


There are differences in the details.

The difference between marine insurance policies can be substantial. Marine insurance policies have become more restrictive over the years and many policies have adopted language that elminates coverage for certain serious losses. One example is the disappearance of "consequential loss". Fewer and fewer companies are providing for this coverage. Before deciding on a policy, understand the differences. For more information on the difference between these two coverage forms click here.


Need a quote?

Simply put, you give us the information we need and we'll get back to you with the best option for your watercraft insurance needs.

Request a quote now by selecting the appropriate form below.

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