Business Insurance - Employment Practices Liability

The number of lawsuits brought against employers by their employees have increased dramatically in recent years. These suits have resulted in some extremely high settlement figures. Employment Practices Liability Insurance (EPL) addresses this exposure for three major types of lawsuits. These three most common claims generally allege wrongful acts in the following categories:

  • Wrongful termination
  • Discrimination
  • Sexual harassment

Coverage is available for both defense costs and judgments and settlements This type of insurance is very specialized and requires an in depth understanding of all policy provisions. Not all EPL policies are the same and should be review carefully prior to purchasing.

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